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Jargon Buster

Understand property related jargon

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

  1. Deeds

    Legal documents proving ownership, generally held by the mortgage lender.

  2. Deeds release or discharge fee

    The fee charged by lenders at the end of a mortgage term to cover the administrative costs of transferring the property ownership documents to the borrower.

  3. Deflation

    A situation in which prices are falling (the opposite situation to inflation).

  4. Deposit

    A sum of money paid by the buyer on exchange of contracts.

  5. Depreciation

    The decline or reduction in the value of a property caused by changes in market conditions (the opposite of appreciation).

  6. Detached

    Term used to describe a property that stands alone and is separated from all others.

  7. Development

    A newly built residence or an older property that has been refurbished and modernised.

  8. Disbursements

    Fees paid by the buyer's solicitor on the buyer's behalf such as stamp duty, land registry and search fees.

  9. Discharge

    Paying off a mortgage.

  10. Discount mortgage

    Mortgages charged at a rate discounted from the published bank standard variable rate for a set period of time. The rates are variable and are subject to go up or down in line with any changes to the Bank of England base rate.

  11. Down valuation

    When the lender restricts the amount you can borrow after the surveyor's valuation report indicates the property is not worth the sum sought.

  12. Draft contract

    Preliminary version of the contract.

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