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Jargon Buster

Understand property related jargon

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

  1. Tenants in common

    A form of ownership by two or more people in which if one of them dies, their share of the property forms part of their estate and does not automatically pass to the other(s).

  2. Tenure

    Conditions on which a property is held (i.e. length of lease).

  3. Terraced house

    A property that forms part of a connected row of houses.

  4. The Property Ombudsman (TPO)

    The Property Ombudsman (TPO) is a free, fair and independent arbitration service which provides sellers, buyers, landlords and tenants with an assurance that they will receive the highest level of customer service.

  5. Title Deeds

    Documents showing the legal ownership of a property.

  6. Title insurance

    An insurance policy which a buyer can take out to allow a sale to complete where there is a potential problem with the documentation in proving legal ownership of some part of the land they are buying.

  7. Title search

    An investigation carried out by a conveyancer or solicitor into the history of ownership of a property. The search will check for liens, unpaid claims, restrictions or any other problems that may affect ownership.

  8. Tracker mortgage

    A type of mortgage whereby any changes in the rate of interest charged follow exactly ('track') another, specified, interest rate or index. Typically a tracker mortgage will track the Bank of England base rate.

  9. Transfer Deeds

    The Land Registry document that transfers legal ownership from seller to buyer.

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