Try our buy-to-let stamp duty calculator
Try our buy-to-let stamp duty calculator
What is a buy-to-let stamp duty calculator?
This calculator helps property investors estimate the stamp duty land tax (SDLT) they will need to pay when purchasing a property for rental purposes. This tax is required by the UK government on property transactions.
The calculator takes into account property price and any additional charges, including the minimum 5% surcharge for second homes. The tool provides a quick, easy way for potential buyers to understand tax obligations before making an investment, ensuring transparency and helping with financial planning.
Why should I use a BTL stamp duty calculator?
Using a buy-to-let stamp duty calculator provides clarity on the costs involved in your property investment. It ensures you are fully aware of the tax implications, so there are no surprises when you complete the purchase.
This tool also saves you time, as it instantly calculates the stamp duty you'll need to pay, helping you stay focused on your property investment goals.
Additionally, it can help you compare properties and decide which investment is most financially viable based on the stamp duty costs.
How does the calculator work?
Our buy-to-let stamp duty calculator is designed for clarity and ease of use. You simply input the property's purchase price, and it instantly applies the latest stamp duty bands, including the relevant surcharge for additional properties.
This gives you a clear estimated tax liability, allowing you to plan your finances with confidence. Once you have this initial understanding, we are here to provide personalised advice and connect you with the best buy-to-let opportunities that align with your financial goals and investment strategy.
Assess
See how the tax liability varies with different property values, helping you make informed decisions about your investment options.
Review
Use our buy-to-let stamp duty calculator to get a clear picture of your goals and ensure you're fully aware of your total upfront costs before moving forward with your purchase.
Project
Our tool helps you simulate how rising or falling property prices could impact your stamp duty, giving you clarity on the long-term financial outlook for your buy-to-let properties.
Why use Foxton's BTL stamp duty calculator?
We're here to support you every step of the way on your buy-to-let investment journey. Whether you're a seasoned property investor or just starting, our tools and expertise are designed to give you the clarity you need.
Over 40 years of experience: With more than four decades of helping landlords and property investors navigate the market, we understand the complexities of buying and managing investment properties.
Experts in property: Our team's deep knowledge of London and the Home Counties ensures you receive the most accurate, up-to-date information.
60+ interconnected offices: Our locations mean we can provide unparalleled local market expertise, giving you access to valuable insights and data to help guide your decision-making.
Digital insights: Whether you're comparing properties or forecasting future costs, our digital tools are designed to enhance your experience.
Expansive property portfolio: We make searching for the ideal buy-to-let property stress-free. Whether you're buying or letting a property, we're dedicated to helping you make informed decisions to maximise your investment opportunities.
You're in safe hands
We are a member of the key governing bodies, abiding by the strictest codes of practice.
We also believe in fee transparency, helping you make informed decisions with no last minute surprises.
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| Saturday | 10:00 AM - 4:00 PM |
| Sunday | Closed |
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BTL stamp duty calculator FAQs
What is buy-to-let stamp duty? Simple text
This is a tax that you must pay when purchasing a property that you intend to rent out. It's calculated based on the price of the property and your circumstances, such as whether you already own other properties.
What is buy-to-let stamp duty?
This is a tax that you must pay when purchasing a property that you intend to rent out. It's calculated based on the price of the property and your circumstances, such as whether you already own other properties.
What are the current stamp duty rates for buy-to-let properties?
The stamp duty rate for buy-to-let properties typically involves a higher surcharge of at least 5% on top of the standard rates for second homes or additional properties. Rates vary by price band, up to 17%, and additional charges may apply for properties over a certain price threshold. You can use our buy-to-let stamp duty calculator to work out what you'll need to pay on the property or take a look at the thresholds below:
Property price Buy-to-let stamp duty rate
Up to £250,000 is 5%
£250,000 - £925,000 is 10%
£925,001 - £1.5 million is 15%
Over £1.5 million is 17%
Are there any exemptions or reliefs for buy-to-let stamp duty?
If you're a first-time buyer and the property is the only one you own, then you won't pay the additional surcharge. But you won't be able to take advantage of any first-time buyer stamp duty relief if you're not living in the property.
How do I pay stamp duty on my buy-to-let?
Stamp duty is typically paid once you've exchanged contracts and are ready to complete the purchase of your buy-to-let property. You then have 14 days to submit the return and pay the cost. If you are using a solicitor or conveyancer, they will typically handle the payment on your behalf from your funds. If you are handling the transaction independently, you will need to make the payment directly to HMRC.
What other factors and costs should I consider before purchasing a buy-to-let?
Before deciding on your investment property, it's a good idea to take into account the following:
Property management costs
Maintenance costs
Rent protection and insurance
Rental yield This can help you make an informed decision on your buy-to-let property.
How accurate is the buy-to-let stamp duty calculator?
Our buy-to-let stamp duty calculator provides an estimate based on the information you input. But it's important to note that final stamp duty calculations may vary depending on specific circumstances, such as exemptions, tax reliefs or changes to legislation. For this reason, you should always verify your final stamp duty with a solicitor or tax professional before completing the purchase.