Home inspiration

Foxtons news

Selling

london-house-exterior

<h2 class='intro_basic'>The exterior of your home is a powerful selling tool. It's the photo that catches a buyer's eye online, and their first impression when they arrive. You want them to be wowed from the start. Since you're about to sell, you don't want to spend too much time or money - but some simple touches can make your property stand out. Here are quick tips to turn heads for all the right reasons.</h2>


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<a href='https://www.foxtons.co.uk' target='_blank'><img src='https://page-assets.foxtons.co.uk/news-images/2025/04/front-door-in-richmond/720.jpg' alt='London front garden'></a>
<figcaption>Photo by Foxtons Specialist Video & Photography team</figcaption>
</figure>



<h3>Give your garden a once-over</h3>
<p>A tidy front garden works wonders, so roll up your sleeves. Mow the lawn, trim hedges and pull up the weeds.
Want a splash of colour? Pop to your local garden centre for a tray of low-maintenance, colourful annuals like geraniums, or a few pre-planted pots you can dot around the space.
<p>Fresh mulch is brilliant for making borders look tidier. It blocks weeds and makes bare spots look planned rather than neglected.
<p>These simple touches can transform your outdoor space with minimal effort.

<h3>A lick of paint</h3>
<p>Fresh paint makes your home look clean and well-kept. Repainting the entire exterior might be too much, but even freshening up key areas like the front door, shutters and trim can make a huge difference.

<p>Your front door is the star of the show. Consider a new colour or updated hardware. Even small changes like a new doorknob or knocker can lift the whole look. Make sure your house number is clearly visible, and fixing the broken doorbell should definitely make the shortlist.

<h3>The walk to your front door</h3>
<p>While you're at it, give your driveway and walkways some TLC. You can repair cracks, remove weeds and give everything a good scrub – a power wash if possible. That way, every step up to your front door is giving a good impression. 

<h3>Light it up</h3>
<p>Good lighting enhances both safety and appeal. It adds a warm, welcoming ambiance to your home. However, as we head into summer and the days get longer, this will be less of a factor – outdoor lighting is more of a consideration for late afternoon viewings in the winter months, when buyers might need some help seeing shadowy walkways clearly.


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<a href='https://www.foxtons.co.uk' target='_blank'><img src='https://page-assets.foxtons.co.uk/news-images/2025/04/front-door/720.jpg' alt='London front door'></a>
<figcaption>Photo by Foxtons Specialist Video & Photography team</figcaption>
</figure>



<h3>Picture perfect</h3>
<p>First impressions start well before buyers visit – they begin when we take the photos for your property listing. So, if you do nothing else, prepare for our photography team.
<p>Declutter your outdoor space when our photographer visits. Move post, muddy boots and especially bins out of sight. The first thing potential buyers should notice is your lovely home – not your rubbish.
<p>A tidy exterior lets buyers focus on your home's best features without distractions.


<h3>Don’t get stuck watching paint dry…</h3>
<p>These tips will boost your kerb appeal nicely. But even if your paint is weathered or gardening isn't your strong suit, don’t forget we get it done. Foxtons Photographers will still show your property in its best light, and our Negotiators will share your home’s full potential in viewings. 

<p>So, don't let your to-do list delay your property goals. Start with a valuation and let London's number 1 estate agency work on getting buyers through the door:

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<a href="https://www.foxtons.co.uk/valuations" class="cta-button cta-button-primary">Book a valuation</a>


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   <p><p><b>Source:</b> This information comes from Foxtons Sales Department and our in-house team: Foxtons Specialist Video & Photography – to make sure you to get the best out of your property listing and each viewing we conduct. If you have any questions about this article, <a href='mailto:experts@foxtons.co.uk?subject=Kerb%20Appeal%20Article' target='_blank'>ask a Foxtons expert</a>.
</div>


Landlords

Legislation

Landlord Essentials

london-big-ben

<h2 class='intro_basic'>Considering an HMO? There's a lot to think about, especially when it comes to compliance. Foxtons Director of Legal and Compliance, Manjit Kataora, summarises it for you in the following article: </h2>

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<div class="takeaways-container">
  <h5><big>Key takeaways</big></h5>
  <p class="takeaways-subtitle">Click a number to jump to that topic in the article.</p>
  
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       <li class="takeaway-item">
      <a href="#section1" class="jump-link"><span class="takeaway-item-number">1</span></a>
      <span class="takeaway-item-highlight">Local rules apply. </span>
      <span class="takeaway-item-content"> Each London borough has its own specific HMO licensing rules you must follow.
</span>
    </li> 

<li class="takeaway-item"><a href="#section2" class="jump-link"><span class="takeaway-item-number">2</span></a>
      <span class="takeaway-item-highlight">Budget for compliance.</span>
      <span class="takeaway-item-content"> Contact your local council early to understand potential costs for safety upgrades.</span>
    </li>
    
    <li class="takeaway-item">
      <a href="#section3" class="jump-link"><span class="takeaway-item-number">3</span></a>
      <span class="takeaway-item-highlight">Applying promptly matters.</span>
      <span class="takeaway-item-content">While a pending application is a defence, don't risk operating without a full licence.</span>
    </li>
    
    <li class="takeaway-item">
      <a href="#section4" class="jump-link"><span class="takeaway-item-number">4</span></a>
      <span class="takeaway-item-highlight">Managers are liable too.</span>
      <span class="takeaway-item-content"> If you collect rent, you share responsibility for HMO licensing compliance.</span>
    </li>


    <li class="takeaway-item">
      <a href="#section5" class="jump-link"><span class="takeaway-item-number">5</span></a>
      <span class="takeaway-item-highlight">Compliance protects your income.</span>
      <span class="takeaway-item-content">Breaching HMO rules can lead to hefty fines and rent repayment.
</span>
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<a id="section1"></a>
<p>Each of London’s 32 boroughs operates its own set of licensing conditions governing safety standards of HMOs within their designated area. Though each borough imposes its own individual conditions (meaning there’s no single set of conditions that govern all HMOs), most HMO licences are broadly similar in terms of the obligations they impose on the landlord (or manager). 

<a id="section2"></a>

<p>Invariably, they will contain a condition to place a notice in a prominent area of the property (usually a common part, e.g. the kitchen) informing the occupants of the landlord or property manager’s identity and contact details e.g. in the event of a disrepair issue, or emergency. Other conditions typically include specific fire safety systems (including the grade of alarm system); fire doors; intumescent strips; escape routes, and other safety-related details such as the number of sockets (so as not to overload wiring circuits). What this means for landlords considering setting up HMOs is that they would be well-advised to contact their local authorities for sample licence conditions and cost the likely outlay these works will require so that they can budget accordingly, and so that they can decide whether such works are even compatible with their property. 


<a id="section3"></a>
<p>The quirks of local authority licensing procedure means that it is a defence against having no licence provided an application has been submitted and is pending. That, however, is not a defence on which it is wise to rely. This is because in the event the application is refused, a landlord who had by then set up an HMO, would be guilty of an offence. Even where a licence is granted, the conditions might require invasive (not to mention expensive) works to the property that require the decanting of tenants to alternative accommodation, hence might be unworkable in practice for single property landlords. The refusal of a licence leaves such landlords open to the offence of operating an HMO without a licence and brings them within scope of a fine. Fines are usually issued by fixed penalty notices of up to £30,000, although local authorities can choose to prosecute and where they do this the fines can be unlimited. Penalties can be publicised, and an entry can be made on the rogue landlords (and agents) database. 

<p>Where a local authority suspects a breach of licensing law, there are a few tools in their armoury they can use to prove an offence. Among these are written requests for information. These have the same weight and effect as a police interview; they are issued under caution. Councils can also choose to visit the property and take evidence from the occupants as to living arrangements, at which time they’re also likely to inspect the property to see whether it actually complies with the appropriate licensing conditions. Suspected breaches will be itemised and documented, the date of the inspection recorded, and where the local authority is satisfied an offence has been committed (to the criminal standard of proof, i.e. beyond reasonable doubt) their enforcement department will issue a notice of fine. 

<p>The only defence against a fine is that of ‘reasonable excuse’. There is no single definition of what constitutes a reasonable excuse, whether it can be established usually means looking at the particular facts of any given case and trawling through previous case history and/or getting (specialist) legal advice. The facts may be obvious; for example, the property was not in fact being used as an HMO at the time, or that the property was unlawfully (and without the landlord or manager knowing) sub-let to multiple occupants by a non-HMO tenant such that licensing conditions were then engaged. Where a defence is established, it will mean the HMO offence has not in fact been committed and no fine can be imposed. 

<p>The licensing regime doesn’t apply to all HMOs but only certain HMOs that are subject what’s called the mandatory licensing regime. This covers three specific types of HMO: (i) Those meeting the ‘standard test’ (at least two households sharing a basic amenity); (ii) self-contained flats that are not purpose-built (occupied by 5 or more people forming one or more household); and (iii) HMOs in converted buildings – essentially buildings originally constructed for single use but which have been converted into separate living accommodation, - e.g. bedsits.  Where the HMO meets these tests, it will require a licence. 

<p>Not all HMOs, however, meet these tests. Those that do not meet the test remain subject to the Licensing and Management of Houses in Multiple Occupation (Additional Provisions) (England) Regulations 2007. These regulations impose requirements which in practical terms are not wholly dissimilar to most local authority licensing conditions. Concerned with the same issues, fire safety, means of escape, etc. a landlord whose HMO is not within scope of the licensing regime can still be fined for breaching these regulations. 

<a id="section4"></a>
<p>Regardless of which regime is breached, penalties don’t just fix against the landlord. The property manager can also be held liable alongside the landlord. The term ‘property manager’ means whoever collects the rent, even where this is on behalf of the landlord. There are some circumstances where a property manager may not be held liable for a licensing breach however, this involves technical (and legal) points outside the scope of this blog and independent advice should be sought. 

<p>What this means in practice is that landlords and agents must be aware of the licensing regime, and the regulations. This will necessarily involve a lot of work in checking conditions, and that works required by those conditions have been undertaken (licence conditions usually impose time limits by which recommended works must be completed and may refuse to renew licenses where works have not been done in time or at all). Landlords and agents will also need to ensure – and be able to prove – that they have kept on top of inspections so that condition of the property is kept in check, alarm systems are tested, and that escape routes remain clear and unblocked, etc. 

<p>Regular inspections can be used to demonstrate where required, that you are on top of your HMO and any issues that arises can be dealt with by reference to a system of checking as opposed to there being no such system in place at all that ensures the safety of occupants, which is when enforcement action is particularly liable to follow.  

<a id="section5"></a>
<p>Any landlord found to have breached HMO requirements is also liable to repay their tenants the rent under what is known as a rent repayment order. Here, tenants can apply to the relevant tribunal for reimbursement of up to 12 months’ rent provided they do so within 12 months of the last date on which the offence was committed. 

<p>HMOs then, are not to be treated as ordinary lets. They are much more complex and attract significant fines for non-compliance. The rewards are there – not only in terms of yield but in providing housing accommodation for those who otherwise may be unable to access the property market. Good preparation, and management, is the key. 

<hr>
<h3>Need some help setting up your HMO?</h3>
<p>Good news, Foxtons Property Management have a team of experts ready to walk you through your HMO requirements and get your property up to speed with compliance.
<P style="margin-left: 25px"><big>We get it done, so you don't have to. </big>
<P style="margin-left: 25px"><a href='https://www.foxtons.co.uk/landlord/property-management' target='_blank'>Explore Foxtons Property Management</a>

<hr>
<P><b><a href='https://www.foxtons.co.uk/discover/news/landlord-essentials' target='_blank'>Landlord Essentials</a></b> is a series of articles where our experts delve into the big questions for London landlords. If you have a question on letting your property in London, or you want help making your property a success, get in touch with <a href='https://www.foxtons.co.uk/landlord' target='_blank'>Foxtons lettings team</a>.


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   <p><p><b>Source:</b> This piece was authored by Foxtons Director – Legal & Compliance, Manjit Kataora, who has been working with Foxtons on the intricacies of legislation affecting London landlords for more than 16 years. If you have a question on the article, <a href='mailto:experts@foxtons.co.uk?subject=Foxtons%20HMO%20Article' target='_blank'>ask a Foxtons expert</a>.</div>


Buying

listing-before-buying

<h2 class='intro_basic'>However tempting it might be to start your house hunting as soon as possible, there are a number of benefits to putting your own property on the market before you do.</h2>


<h3>&#x1f3ac; Ask an Expert</h3>

<p>James Stevenson, Area Director for Central North, answers the question, "When should I get my property valued?" 
<center><div style="padding:50.78% 0 0 0;position:relative;"><iframe src=" https://player.vimeo.com/video/1057864302?badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479" frameborder="0" allow="autoplay; fullscreen; picture-in-picture; clipboard-write" style="position:absolute;top:0;left:0;width:100%;height:100%;" title="James 1 H "></iframe></div><script src=https://player.vimeo.com/api/player.js></script></center>


<h3>Ready to buy</h3>

<p>The first reason to put your property on the market before you buy is that it shows estate agents you're serious about moving. They’re more likely to accommodate viewings for you and for any offers you make on a property, they can share that you’re in a good position to move.

<p>Secondly, a seller is more likely to accept an offer from a buyer who can proceed with that purchase, rather than one whose home isn’t even on the market, let alone have a buyer for it. In most cases, the only time a seller might consider a non-proceedable buyer is if they’re not in a rush to move and it’s financially beneficial to wait. That essentially means you’re likely to be paying over the odds to secure that property.
 
<p><a href='https://www.foxtons.co.uk/properties-for-sale/south-east-england' target='_blank'>Browsing online</a> will give you some ideas on what you'll want to buy. However, you’ll get a much clearer idea of what you can afford if you: 
<p style="margin-left: 25px">1. <a href='https://www.foxtons.co.uk/valuations' target='_blank'>Get your property valued</a>, for free, by an experienced Foxtons Valuer.
<p style="margin-left: 25px">2. Then, we’ll send you a valuation letter with our recommended asking price, which you can bring to your consultation with a mortgage advisor, like our partner firm, <a href='https://www.foxtons.co.uk/buy/buy_mortgages' target='_blank'>Alexander Hall</a>. 

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<a href="https://www.foxtons.co.uk/valuations" class="cta-button cta-button-primary">&#x1f3e1; Book a Foxtons valuation</a>

<a href="https://www.alexanderhall.co.uk/contact" class="cta-button cta-button-secondary">
  
 &#x1f4b7;  Book an Alexander Hall consultation</a>

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<div class="panel">
  <p>JS: "With 20 years of experience at Foxtons, I’m often asked, when is the right time to get my property valued?" 
"Well, it’s now. When you are looking at property listings, this is exactly when you should book a valuation. Don’t wait until you’ve found ‘the one’ or your sale won’t happen in time to buy it."

<p>"When you are dreaming about your next move, when you suspect a certain area might be in budget, when your conversations start turning to ‘where’ and ‘what if’ and ‘how much, this is when you really need all the facts in front of you. 

<p>"After all, what have you got to lose? At your free valuation, one of our experts will show you how to achieve your property goals in today’s market. 

<p>So, pause your scrolling for a second and book a Foxtons valuation. 
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   <p><p><b>Source:</b> This article has been reviewed and edited by the Foxtons Sales department, to ensure you have the best information at your fingertips for an easier journey in London property. If you have any questions, <a href='mailto:experts@foxtons.co.uk?subject=Article%20on%20listing%20before%20buying%20' target='_blank'>ask a Foxtons expert</a></div>


Renting

family-homes-london

<h2 class='intro_basic'>You’re looking for the place where your little one’s height is measured in the doorway, where laughter is shared round the dinner table – what could be more exciting than searching for your family home? With the right approach and expert guidance, you'll find a home to buy or rent where your family can thrive and create lasting memories.</h2>

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<h3>What our experts say...</h3>
   <p><i>"Every day, I guide families through properties where they'll create their most precious memories. Some parents arrive with detailed checklists, while others simply wait for that magical feeling when they step through the front door. My top tip? Stay open to possibilities. The perfect family home often surprises you! I recently helped a lovely family who added just 15 minutes to their commute and discovered a fantastic home with that essential second bathroom and a local community centre with tons of free activities coming up. Their children absolutely love it. London has so many fantastic family-friendly pockets - we know exactly where to look to match what matters most to you."</i>
<p style="text-align: right">Gareth Atkins,<br><small><b>Managing Director - Lettings</small></b></p>

</div> 
<h3>Location, location, location</h3>
<p>The perfect neighbourhood makes all the difference. You’ll want top-rated schools, safe streets and parks for weekend adventures. Convenient grocery stores and quick commutes from work also make a difference in busy family life. 

<p>This is the first reason why the agent you’re viewing property with matters. You’ll want someone who really understands the local area and what it has to offer. We know London's family hotspots inside out and can guide you straight to communities that match your lifestyle.

<p>Also, our Negotiators aren’t limited to their own patch like in many agencies. So, they can work with you to find exactly the right neighbourhood for your family.


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<a href='https://www.foxtons.co.uk' target='_blank'><img src='https://page-assets.foxtons.co.uk/news-images/2025/05/family-kitchen/720.jpg' alt=''></a>
<figcaption><a href='https://unsplash.com/photos/man-and-woman-standing-in-front-of-gas-range-Mx5kwvzeGC0' target='_blank'>Photo</a> by <a href='https://unsplash.com/@soroushkarimi' target='_blank'>Soroush Karimi</a> | <a href='https://unsplash.com/license' target='_blank'>Unsplash</a></figcaption>
</figure>



<h3>Smart layouts make family life flow</h3>
<p>Open-plan living spaces create fantastic hubs where you can cook dinner while keeping an eye on homework time. Consider how many bedrooms and bathrooms you'll need – more space prevents those morning bathroom queues!

<h3>Safety and outdoor space</h3>
<p>Gardens work wonders for family homes – imagine summer BBQs and watching the little ones play without leaving your property. Check for secure boundaries and low-traffic streets for your peace of mind.

<h3>Room to grow</h3>
<p>The best family homes adapt as your needs change. That spare room could become a nursery, playroom or home office as your family evolves. Investing in flexible space today saves headaches tomorrow.


<figure>
<img src='https://page-assets.foxtons.co.uk/news-images/2025/05/family-home/720.jpg' alt=''></a>
<figcaption>Photo by Foxtons Specialist Video & Photography team</figcaption>
</figure>



<h3>Beyond bricks and mortar</h3>
<p>Your perfect family home combines practical features with that special feeling when you walk through the door. It's where birthdays are celebrated, milestones reached and memories made. This is the second reason why the viewing matters. You’ll want an agent who understands what you’re looking for beyond the number of bedrooms and proximity to a park. An agent that lets you get a real feel for the place.

<h3>Let's find your family's happy place</h3>
<p>Sign up to <a href='https://www.foxtons.co.uk/myfoxtons/applicants' target='_blank'>My Foxtons</a> today and we'll alert you the moment we list properties matching your family's needs. Or browse our current family-friendly homes – your perfect match could be waiting:

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<a href="https://www.foxtons.co.uk/properties-for-sale/south-east-england" class="cta-button cta-button-primary">Browse homes for sale</a>

<a href="https://www.foxtons.co.uk/properties-to-rent/south-east-england" class="cta-button cta-button-secondary">
  
 Browse homes to rent</a>

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   <p><p><b>Source:</b> This article was reviewed and edited by Foxtons property experts. We've helped thousands of buyers and  renters just like you find their ideal homes across the capital. With our unrivalled local knowledge and an vast range of properties for sale and let, we're perfectly positioned to match you with your dream home – quickly and seamlessly.</div>



council-tax-in-london

<h2 class='intro_basic'>Spotted a fantastic house to buy or apartment to rent on your dream street in London? Before you fall head over heels, you might want to check the council tax band. Surprisingly, that charming Victorian next door could be in a completely different band to the one you're eyeing up. Here’s why.</h2>

<p>Confusion around council tax is incredibly common in London. It can vary dramatically street by street, house by house, and borough by borough. Let's demystify these council tax bands and discover why they can be so different.


<h3>What is council tax for?</h3>
<p>Simply put, council tax funds the services that make your neighbourhood tick. It's collected by London boroughs to pay for essentials like waste collection, maintaining public parks, street lighting, and local services.

<p>Properties are placed into bands (A through H) based on their valuation. This is the primary reason why different properties, even on the same street, pay different amounts.

<figure>
<img src='https://page-assets.foxtons.co.uk/news-images/2025/05/mortgage-market/720.jpg' alt='London Council Tax'>
<figcaption>Photo by Foxtons Specialist Video & Photography team</figcaption>
</figure>


<h3>The significance of 1 April 1991</h3>
<p>Here's where things get interesting. The current council tax banding in England is based on property values from 1 April 1991. Yes, you read that correctly – 1991!

<p>If your home was built after this date, the Valuation Office Agency (a government body independent from London’s councils) will estimate what it would have been worth back then.

<p>Has the value of homes changed in the last 30+ years? Without a doubt. But the bands remain locked in that moment in time.


<p><a href='https://www.foxtons.co.uk/' target='_blank'><img src='https://page-assets.foxtons.co.uk/news-images/2025/05/council-tax-street/720.jpg' alt=''></a></p>



<h3>Why are different streets paying different amounts?</h3>
<p>Even properties on neighbouring streets can fall into different bands. Why? Because the mix of property types, sizes, and conditions (as they were in 1991) can vary significantly even within short distances.

<p>One street might have had larger houses or properties with features that were considered particularly valuable in 1991.
So why stick with such an outdated system? Undertaking a new national revaluation would be an enormous, complex and politically sensitive task. It would mean reassessing millions of properties and potentially shifting tax burdens dramatically – not to mention the hefty administrative costs.

<p>While there have been calls for an update, no government has taken on this challenge since the bands were established.

<h3>What makes your band different from your neighbour's?</h3>
<p>Several factors based on those 1991 values determine your council tax band:
<p style = "margin-left: 25px">•	Property values in 1991: The foundation of the current banding is what your home was worth over three decades ago.
<p style = "margin-left: 25px">•	Property size, layout, and features (as of 1991): The number of bedrooms, bathrooms, extensions, and overall size all influenced the original valuation.
<p style = "margin-left: 25px">•	Imagine this: Your terraced house with a fashionable loft conversion added in 2020 might still be in a lower band than your neighbour's slightly larger unconverted house, simply because of how they were valued in 1991.
<p style = "margin-left: 25px">•	Property type and Design (as of 1991): Different property types were valued differently back then. In London, a purpose-built flat in a block might have been valued quite differently from a converted period property on the same street.
<p style = "margin-left: 25px">•	Neighbourhood differences in 1991: Even subtle variations in desirability or immediate surroundings could have led to different valuations.

<p>Think about factors like proximity to a small green space, noise levels from a nearby road (as they were in 1991), or even slight variations in plot size.

<p>This can be particularly frustrating as these micro-location differences might have changed dramatically over the past three decades.


<p><a href='https://www.foxtons.co.uk/' target='_blank'><img src='https://page-assets.foxtons.co.uk/news-images/2025/05/chelsea-home-council-tax/720.jpg' alt=''></a></p>



<h3>What can London residents do about it?</h3>
<p>If you believe your property is in the wrong band, you’ve got options. 
<p>The government has outlined steps you can take to challenge it. First, contact the <a href='https://www.gov.uk/contact-voa' target='_blank'>Valuation Office Agency</a> with evidence explaining why you think the band is incorrect. They might be able to sort it out immediately. If not, you can submit a formal challenge through the <a href='https://www.gov.uk/challenge-council-tax-band' target='_blank'>official government website</a>.
<p>There are also a range of different discounts and exemptions available, like the:
<p style = "margin-left: 25px">•	Single person discount (25% off if you live alone)
<p style = "margin-left: 25px">•	Student exemption (full-time students don't pay)
<p style = "margin-left: 25px">•	Benefits-related support
<p style = "margin-left: 25px">•	Disability reduction scheme
<p>You can find the <a href='https://www.gov.uk/council-tax/who-has-to-pay' target='_blank'>full list here</a>. 

<h3>The bottom line</h3>
<p>While the council tax system isn't perfect, understanding how it works can empower you when house-hunting or budgeting for your current home.
<p>Looking for a new place to buy or rent? Council tax probably isn't at the top of your priority list (although if you're curious, check out our article on boroughs with the lowest average council tax in 2025).
<p>There's so much more that impacts your day-to-day life in a property than the tax you pay on it – like the perfect location or the space that matches your lifestyle.

<p>Whatever it is you’re looking for, we can help you find it. We are, in fact, London’s largest estate agent<sup>1</sup> because of our sales and lettings instructions – so you really are spoilt for choice with us. 

<p>Just <a href='https://www.foxtons.co.uk/myfoxtons/applicants' target='_blank'>sign up to My Foxtons</a> to tell us what you're looking for, and we'll get it done for you:

<p><small><sup>1</sup>Source: TwentyCI data, 2024 new sales instructions at an estate agent brand level; TwentyCI data, 2024 new lettings instructions at an estate agent brand level</small>

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   <p><p><b>Source:</b> Much of this article’s insight comes from the government’s own literature on Council Tax, such as you can find <a href='https://www.gov.uk/guidance/understand-how-council-tax-bands-are-assessed' target='_blank'>here</a>. The rest comes from Foxtons Sales and Lettings departments, for whom council tax is a common topic - and one we work hard to help our clients understand. If you have any questions on this article, <a href='mailto:experts@foxtons.co.uk?subject=Council%20Tax%20Article' target='_blank'>ask a Foxtons expert</a>
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landlord-essentials-epc

<h2 class='intro_basic'>Here's an update for London landlords on the government's plans and proposals around EPC, by Foxtons Director of Legal & Compliance, Manjit Kataora.</h2>

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  <p class="takeaways-subtitle">Click a number to jump to that topic in the article.</p>
  
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       <li class="takeaway-item">
      <a href="#section1" class="jump-link"><span class="takeaway-item-number">1</span></a>
      <span class="takeaway-item-highlight">EPCs may be changing. </span>
      <span class="takeaway-item-content">The government is considering reforms to how Energy Performance Certificates are calculated and displayed.</span>
    </li> 
       <li class="takeaway-item">
      <a href="#section2" class="jump-link"><span class="takeaway-item-number">2</span></a>
      <span class="takeaway-item-highlight">New metrics coming. </span>
      <span class="takeaway-item-content">EPCs may include more detailed information like 'fabric performance,' 'heating system efficiency,' and 'smart readiness' to give a clearer picture of energy use.</span>
    </li> 
 <li class="takeaway-item">
      <a href="#section3" class="jump-link"><span class="takeaway-item-number">3</span></a>
      <span class="takeaway-item-highlight">Considering the timeline. </span>
      <span class="takeaway-item-content">These aren't yet firm plans but proposals.</span>
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<p>In February this year, the Government closed its consultation into reforms to the Energy Performance of Buildings regime. The consultation is a major step towards the government’s overall net zero agenda: to achieve net-zero emissions nationally by the year 2050. 

<a id="section1"></a>
<p>One the key elements in the report was the reform of Energy Performance Certificates regime. 

<p>The law on Energy Performance Certificates is contained in the Energy Performance of Buildings (England and Wales) Regulations 2012 (“EPC Regulations”). EPCs are the primary accepted means of rating the energy performance of a building. Ratings (from A to G) assess the energy efficiency of a given building, in theory allowing anyone renting or buying a property to gauge whether that building will cost more or less to run than an equivalent alternative property.  

<p>The problem is that these ratings are based on standardised heating patterns, temperatures and fixed fuel price assumptions hence they are (or can easily become) outdated and therefore not (always) accurate. To take a simple example, a heat pump (usually regarded as an efficient means of heating a home compared to gas) that replaces a gas central-heating system, might on the surface suggest an improvement in the cost efficiency of a given home. But price fluctuations in the cost of electricity compared to gas might mean that the heat pump is actually more expensive (this is the same issue as one hears more often nowadays about the cost of running an electric car vs an internal combustion engine vehicle).

<a id="section2"></a>  

<p>To address this, the government proposes a range of additional metrics that would go to make up a more detailed (and accurate) picture of the energy efficiency of a building. It proposes that domestic EPCs use four main ‘headline’ metrics. These are ‘fabric performance’ (thermal properties of the construction) ,‘heating system’ (ranking different heating systems based on technology and type) ‘smart readiness’ (smart meters; solar panels, etc) and ‘energy cost’ (the predicted energy consumed by the building) Other secondary metrics would add to the picture. Combined, all of them would allow a consumer to assess more accurately how efficient a home was overall. 

<p>The answer to why any of this matters at all is that, based on the government statistics, buildings account for about 20% of the UK’s total greenhouse gas emissions. Improving the thermal efficiency of buildings, therefore, represents a major part of the journey toward net-zero. 

<p>What the government then has to do is settle on a way of displaying these metrics in an easy-to-understand way that makes sense to consumers without confusing them. 

<a id="section3"></a>
<p>Currently, the aim is to introduce changes to EPC metrics in the second half of 2026 and the consultation also explores the proposal to reduce the lifespan of an EPC (currently 10 years and only legally required to be renewed when the property is let or sold). 

<p>These aren’t firm plans but proposals. Consultations require engagement by stakeholders (interested groups within society). The government is now busy considering responses to the consultation and we can but wait and see where these will land, or whether these plans will succumb to another rapidly evolving climate change – namely the macroeconomic one.

<p>A copy of the consultation can be accessed <a href='https://www.gov.uk/government/consultations/reforms-to-the-energy-performance-of-buildings-regime/reforms-to-the-energy-performance-of-buildings-regime#air-conditioning-inspection-reports' target='_blank'>here</a>.   

<hr>
<P><b><a href='https://www.foxtons.co.uk/discover/news/landlord-essentials' target='_blank'>Landlord Essentials</a></b> is a series of articles where our experts delve into the big questions for London landlords. If you have a question on letting your property in London, or you want help making your property a success, get in touch with <a href='https://www.foxtons.co.uk/landlord' target='_blank'>Foxtons lettings team</a>.


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   <p><p><b>Source:</b> This piece was authored by Foxtons Director – Legal & Compliance, Manjit Kataora, who has been working with Foxtons on the intricacies of legislation affecting London landlords for more than 16 years. If you have a question on the article, <a href='mailto:experts@foxtons.co.uk?subject=Foxtons%20EPC%20Article' target='_blank'>ask a Foxtons expert</a>.</div>

Property market updates

follow-the-crowd

<h2 class='intro_basic'>The word on the street is that interest rates are going to drop again, enticing more buyers to the market. Should you start your property sale now, or wait until later in the year? Here's what Foxtons property experts say... </h2>


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  <p class="takeaways-subtitle">Click a number to jump to that topic in the article.</p>
  
  <ul class="takeaways-list">
    
       <li class="takeaway-item">
      <a href="#section1" class="jump-link"><span class="takeaway-item-number">1</span></a>
      <span class="takeaway-item-highlight">Beat the crowd:</span>
      <span class="takeaway-item-content">Waiting for lower interest rates could put you in a crowded market.</span>
    </li> 
       <li class="takeaway-item">
      <a href="#section2" class="jump-link"><span class="takeaway-item-number">2</span></a>
      <span class="takeaway-item-highlight">London's resilience:</span>
      <span class="takeaway-item-content">The capital's unique buyer pool means demand remains strong</span>
    </li> 

 <li class="takeaway-item">
      <a href="#section3" class="jump-link"><span class="takeaway-item-number">3</span></a>
      <span class="takeaway-item-highlight">Current mortgage deals:</span>
      <span class="takeaway-item-content">Lenders are already offering attractive rates ahead of any Bank of England cuts</span>
    </li> 

 <li class="takeaway-item">
      <a href="#section4" class="jump-link"><span class="takeaway-item-number">4</span></a>
      <span class="takeaway-item-highlight">Autumn uncertainty:</span>
      <span class="takeaway-item-content">Political and economic factors may complicate selling later in the year</span>
    </li> 

 <li class="takeaway-item">
      <a href="#section5" class="jump-link"><span class="takeaway-item-number">5</span></a>
      <span class="takeaway-item-highlight">Expert insight:</span>
      <span class="takeaway-item-content">Our senior sales specialists recommend acting sooner rather than later</span>
    </li> 

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<h3>Why should you listen to us?</h3>
<p>Let's address the elephant in the room – yes, we're an estate agency, and yes, we want to sell your property. But our advice comes from genuine market expertise and decades of experience in London's unique property landscape. Our senior sales specialists are seeing clear patterns that could benefit sellers who act now rather than wait.


<figure><img src='https://page-assets.foxtons.co.uk/news-images/2025/05/multiple-offers/720.jpg' alt=''>
<figcaption>Photo by Foxtons Specialist Video & Photography team</figcaption>
</figure>


<a id="section1"></a>
<h3>The London property market: why timing matters</h3>
<p>Thinking of selling your London property? You might be tempted to wait until late summer, hoping for those interest rate cuts everyone's talking about. We get it – on paper, it makes perfect sense, so you sit back and wait.

<p>But here's the thing: <b>so does everyone else.</b>

<h3>The 'wait and see' trap</h3>
<p>Let's be honest – we're all reading the same news. Interest rates might drop further later this year, but when everyone acts on the same information, things get tricky.
<p>What happens when thousands of London sellers all list their properties in August or September? Suddenly, your lovely Victorian terrace or riverside apartment isn't the only game in town. You're competing with dozens of similar properties, all vying for the same buyers.

<p>This rush can trigger what we call a "race to the bottom" – when sellers start dropping prices just to stand out. And trust me, that's not where you want to be, especially in sought-after London postcodes.

<a id="section2"></a>

<h3>London's property market plays by different rules</h3>
<p>London isn't just any property market. It's a global city with distinct advantages:
<p style="margin-left: 25px">•	<b>International appeal:</b> London buyers aren't just locals affected by UK interest rates, they're international investors looking at London as a long-term opportunity.
<p style="margin-left: 25px">•	<b>Premium property resilience:</b> Higher-end properties in London often weather market fluctuations better than average. Even with economic uncertainty, prime London locations maintain their desirability.
<p style="margin-left: 25px">•	<b>Return to office life:</b> The post-pandemic return to London offices is driving renewed interest in properties with good commuting connections. This trend is happening now, so you can get onboard.

<a id="section3"></a>

<h3>Today's mortgage market is better than you might think</h3>

<blockquote class='pullquote_right'>
<a href='https://www.foxtons.co.uk/discover/2025/05/rates-cut-again-what-buyers-need-to-know-about-the-evolving-mortgage-market' target='_blank'><img src='https://page-assets.foxtons.co.uk/news-images/2025/05/mortgage-market/1600.jpg' alt=''></a><p><small><b>Read:</b> <a href='https://www.foxtons.co.uk/discover/2025/05/rates-cut-again-what-buyers-need-to-know-about-the-evolving-mortgage-market' target='_blank'>Rates cut AGAIN - what buyers need to know about the evolving mortgage market</a></small>
</blockquote>

<p>Here's something many sellers don't realise – lenders aren't waiting for the Bank of England to make moves. They're already competing for business:
<p style="margin-left: 25px">•	<b><a href='https://www.foxtons.co.uk/discover/2025/02/mortgage-rates-below-4-are-back-is-it-time-to-buy' target='_blank'>Sub-4% rates are back:</a></b> Many lenders are already offering competitive rates, with some dipping below 4% for certain products.
<p style="margin-left: 25px">•	<b><a href='https://www.foxtons.co.uk/discover/2025/04/the-rise-of-lowdeposit-mortgages-opportunities-at-17year-high' target='_blank'>Low-deposit options:</a></b> First-time buyers can now find more accessible mortgage products, widening your potential buyer pool.
<p style="margin-left: 25px">•	<b>Innovative lending:</b> Some lenders are even introducing creative solutions like 100% LTV mortgages (with certain conditions, of course).
<p>The current mortgage landscape is creating opportunities for buyers right now – not just in some hypothetical future.

<a id="section4"></a>

<h3>Autumn considerations</h3>
<p>The autumn months bring their own considerations:
<p style="margin-left: 25px">•	<b>Budget uncertainty:</b> A new budget could introduce changes affecting the property market – and uncertainty itself can stall buyer decision-making.
<p style="margin-left: 25px">•	<b>Inflation wobbles:</b> Inflation may even cause the bank of England to revisit their plans of cutting rates which could result in fewer cuts than originally anticipated.
<p style="margin-left: 25px">•	<b>Global economic factors:</b> From international tariffs to currency fluctuations, the global economic picture is constantly shifting – potentially affecting the property market in ways we can't predict.

<a id="section5"></a>

<h3>What should London sellers do right now?</h3>
<p style="margin-left: 25px"><b>1. <a href="https://www.foxtons.co.uk/valuations" target="_blank">Get a valuation</a>:</b> Understanding your property's current market position is step one – and it costs you nothing.
<p style="margin-left: 25px"><b>2. <a href="https://www.alexanderhall.co.uk/contact" target="_blank">Talk to mortgage experts:</a></b> Have a conversation about what buyers are currently able to access. You might be surprised at how many qualified buyers are in the market right now.
<p style="margin-left: 25px"><b>3. Consider your personal timeline:</b> Every seller's situation is different. How does selling now versus in three months align with your plans?
<p style="margin-left: 25px"><b>4. Prepare your property:</b> Even if you decide to wait, getting your property ready now means you can move quickly when the time is right.


<figure>
<a href='https://www.foxtons.co.uk' target='_blank'><img src='https://page-assets.foxtons.co.uk/news-images/2025/05/we-get-it-done/720.jpg' alt='Foxtons MINI in Notting Hill'></a>
<figcaption>Photo by Foxtons Specialist Video & Photography team</figcaption>
</figure>



<h3>The bottom line? Don't feel pressure to follow the crowd</h3>
<p>London's property market has always rewarded those who think independently. While waiting for potentially lower interest rates seems logical, the reality is that market dynamics are more complex.
<p>By acting now, you're positioning yourself ahead of what could be a very crowded late summer market. You're offering your property when there's less competition, to buyers who are already empowered by improving mortgage options.
<p>Of course, if selling in late summer makes more sense for you, we'll be right there to ensure your property stands out against the competition. 
<p>Ready to explore your options? Our London property experts are ready to give you a free, no-obligation valuation and discuss your specific situation.

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<a href="https://www.foxtons.co.uk/valuations" class="cta-button cta-button-primary">Book a Foxtons valuation</a>
</center>

<br><hr><br>
<div style="background: #00000; 
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   <p><p><b>Source:</b> This article reflects the expert insights of our senior sales specialists who have navigated multiple London property cycles and are closely monitoring current market conditions. If you have any questions on this article, <a href='mailto:experts@foxtons.co.uk?subject=Don't%20wait%20to%20Sell%20Article' target='_blank'>ask a Foxtons expert</a>.</div>

renters-advice-london

<h2 class='intro_basic'>Spring has landed in London, and what a difference it makes. The city's buzzing again. Pub gardens are filling up. Tourist crowds are back – Oxford Street feels like Oxford Street again (so locals are avoiding it again). Even the WFH crowd is venturing into communal spaces.</h2>

<p>Everything simply looks better in sunshine, and as if by magic, the rental market picks up too. With an amazing summer ahead, it's time to get prepared.

<h3>Why start your search now?</h3>
<p>We're noticing a real shift this year. Renters are signing up earlier and taking more time to choose their next place. We've even got students looking for accommodation now, when their terms don’t begin until August/September.

<p>If your tenancy's ending soon or you're thinking about moving, here's how to stay ahead of the game.


<figure>
<a href='https://www.foxtons.co.uk' target='_blank'><img src='https://page-assets.foxtons.co.uk/news-images/2025/05/london-balcony-apartment/720.jpg' alt=''></a>
<figcaption>Photo by Foxtons Specialist Video & Photography team</figcaption>
</figure>

<h3>Tell us what you're after</h3>
<p>Let's be honest – we don't get a magic bag of keys each morning with loads of perfect properties. Being proactive really matters. Where you live affects your daily life more than you might think, and waiting too long means missing out on what you want.

<p>Sure, browsing online is a good start. But London's rental market moves fast. Tell us at Foxtons exactly what you're looking for, and we'll alert you when the perfect place becomes available – often before it hits Zoopla or Rightmove. You'll get first pick our best properties, and some never even make it to the online listings!

<h3>Widen your search area</h3>
<p>Are you set on one specific neighbourhood? London's got incredible diversity across its local areas and an amazing transport network. This means you can easily expand where you're looking to find more of what you want.

<p>Here's where Foxtons stands out: our Negotiators aren't stuck to one patch like most other agents. They can help you explore different areas and truly personalise your search to match exactly what you're after.

<h3>Time it right</h3>
<p>While starting early is smart, timing matters too. Stick to your current contract's notice period, but remember that landlords don't like properties sitting empty. It's like a restaurant holding a table during the dinner rush – every day a property sits untenanted costs money.


<figure>
<a href='https://www.foxtons.co.uk/buildtorent/the-other-house' target='_blank'><img src='https://page-assets.foxtons.co.uk/news-images/2025/05/build-to-rent-on-site-bar/720.jpg' alt=''></a>
<figcaption>Photo: On-site bar at <u><a href='https://www.foxtons.co.uk/buildtorent/the-other-house' target='_blank'>The Other House, South Kensington</a></u></figcaption>
</figure>

<h3>Fancy something special?</h3>
<p>Want more bang for your rent buck? Check out our <a href='https://www.foxtons.co.uk/buildtorent' target='_blank'>Build to Rent</a> options. These buildings are fully managed by operators who want to create an experience that keeps you happy for years.

<p>We have something for every budget and area of London – whether you fancy a plush furnished flat in Chelsea with an on-site gym, cinema and cocktail bar, or just want a classic one-bed in Croydon with a concierge to catch your Amazon deliveries.
Ready to make your move? <p>Let's find what you're looking for:

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<a href="https://www.foxtons.co.uk/buildtorent" class="cta-button cta-button-secondary">Explore Build to Rent </a>

<a href="https://www.foxtons.co.uk/properties-to-rent/south-east-england" class="cta-button cta-button-secondary">Browse property to rent</a><br>


<a href="https://www.foxtons.co.uk/myfoxtons/applicants" class="cta-button cta-button-secondary">Tell us what you’re after on My Foxtons</a>

</center>

<br><hr><br>
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   <p><p><b>Source:</b> This article was reviewed and edited by Foxtons Lettings department, drawing on our decades of London property expertise. We've helped thousands of renters just like you find their ideal homes across the capital. With our unrivalled local knowledge and one of London's largest portfolios of rental properties, we're perfectly positioned to match you with your dream home – quickly and seamlessly. </div>


council-tax-street

<h2 class='intro_basic'>Why this summer is the perfect time to buy a property
Let's not beat around the bush – our experts are calling it now: Summer 2025 is shaping up to be brilliant for house hunters, especially with rate cuts on the horizon. But timing is everything in property. So when should you kick off your search? Yesterday would be great.</h2>

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<div class="takeaways-container">
  <h5><big>Key takeaways</big></h5>
  <p class="takeaways-subtitle">Click a number to jump to that topic in the article.</p>
  
  <ul class="takeaways-list">
    
       <li class="takeaway-item">
      <a href="#section1" class="jump-link"><span class="takeaway-item-number">1</span></a>
      <span class="takeaway-item-highlight">Rate cuts predicted.</span>
      <span class="takeaway-item-content"> The base rate is expected to drop to 3.75% by the end of 2025.</span>
    </li> 

<li class="takeaway-item"><a href="#section2" class="jump-link"><span class="takeaway-item-number">2</span></a>
      <span class="takeaway-item-highlight">Not afraid of a little competition.</span>
      <span class="takeaway-item-content"> Expert insight on avoiding being gazumped in a competitive market.</span>
    </li>
    
    <li class="takeaway-item">
      <a href="#section3" class="jump-link"><span class="takeaway-item-number">3</span></a>
      <span class="takeaway-item-highlight">If the predictions are wrong?</span>
      <span class="takeaway-item-content"> Considering the market might not act the way we expect this year.</span>
    </li>
    
    <li class="takeaway-item">
      <a href="#section4" class="jump-link"><span class="takeaway-item-number">4</span></a>
      <span class="takeaway-item-highlight">A buyer's secret weapon.</span>
      <span class="takeaway-item-content"> There are resources available to put you ahead of other buyers.</span>
    </li>
  </ul>
</div>

</body>
</html>



<figure>
<a href='https://www.foxtons.co.uk' target='_blank'><img src='https://page-assets.foxtons.co.uk/news-images/2025/05/multiple-offers/720.jpg' alt=''></a>
<figcaption>Photo by Foxtons Specialist Video & Photography team </figcaption>
</figure>





<a id="section1"></a>
<h3>What do the predicted base rate cuts mean for your home purchase?</h3>
<p>Good news on the horizon: the International Monetary Fund IMF forecasts two more Bank of England base rate cuts this year, potentially bringing it down to 3.75%.

<p>But wait – what does this actually mean for you? Let us break it down simply:

<p><b>The base rate isn't the same as your mortgage interest rate.</b> Think of it this way: the Bank of England controls the base rate, while lenders set their own interest rates. Though they're connected, they don’t always act the same way.

<p>These expected cuts are tempting many buyers to play the waiting game. So here's the catch: you won't be the only one. When rates eventually drop, expect a flood of eager buyers jumping into the market all at once.


<div id='news_list_holder'><div class='news_list' style='margin:5px 60px'>

<div class="news_list_item">
<a href="#" target="_blank"><img src="https://intranet.foxtons.co.uk/resources/property/02/39/20/chpk0239205/original_chpk0239205-40.jpg" class="rsImg" data-rsTmb="" data-rsw="707" data-rsh="397" alt="" /></a>
<div>
<i><p style="margin-left: 30px; margin-right: 30px;">"I've seen Foxtons sales teams through many market cycles, and all the signs point to a surge in buyer activity this summer. The buyers who succeed in competitive markets like this are the ones who come prepared and can move quickly. <p style="margin-left: 30px; margin-right: 30px;">But there's another factor that often gets overlooked – flexibility in your search. What sets Foxtons apart is our London-wide approach. Our negotiators aren't limited to small local patches like most agencies. If your dream home isn't available in one area, we can instantly expand your search across the entire London network. <p style="margin-left: 30px; margin-right: 30px;">I've seen how this opens up opportunities and helps buyers secure properties in a competitive market."</p></i>

<p style="text-align: right">Jean Jameson,<br><small><b>Chief Sales Officer</small></b></p>

</div>
</div>

</div></div>




<a id="section2"></a>
<h3>Why waiting might cost you your dream home</h3>
<p>When interest rates finally drop, suddenly everyone who's been holding back dives into the property market. Not just Londoners, but across the UK and with international buyers too, London property has long been considered a sound investment.

<p>So, what happens next? Competition goes through the roof and suddenly you're facing bidding wars for properties you once had your pick of.

<p>Have you heard of being "gazumped"? It's when you think you've secured a property only for someone to swoop in at the last minute with a higher offer – sometimes just £50k more – and steal your dream home. As agents, we have to pass all offers to sellers, and let's be honest, who'd turn down an extra £50k?

<a id="section3"></a>
<h3>What if the experts' predictions are wrong?</h3>
<p>Let's be honest – predictions aren't guarantees. Considering how complex the global economy is these days, nothing is set in stone. But even if the base rate doesn't drop further, today's mortgage market is already looking pretty good.

<center><p style="margin-left: 25px; margin-right: 25px; background-color: #cce3e0;">	&#x1f4a1; <b>Expert tip:</b> the perfect time to buy isn't when rates hit rock bottom – you'll only know when that's happened in hindsight – it's when you find a home you love at a price you can afford.</center>


<p>At 4.75%, the base rate is at a multi-year low, and lenders are creating innovative mortgage products to entice buyers. In fact, there are already mortgage products with interest rates below 4% – remember, the base rate and interest rates aren’t the same thing.

<p>Our partner broker, <a href='https://www.alexanderhall.co.uk/contact' target='_blank'>Alexander Hall</a>, has access to fantastic options – including some you won't find on the high street. If you know where to look, you will find excellent deals already.

<hr>

<p>There's already good news in the mortgage market
 - read our latest mortgage articles:
<p style="margin-left: 25px"><a href='https://www.foxtons.co.uk/discover/2025/05/rates-cut-again-what-buyers-need-to-know-about-the-evolving-mortgage-market' target='_blank'>Rates cut AGAIN: what buyers need to know about the evolving mortgage market</a>
<p style="margin-left: 25px"><a href='https://www.foxtons.co.uk/discover/2025/02/mortgage-rates-below-4-are-back-is-it-time-to-buy' target='_blank'>Mortgage rates below 4% are back</a>  
<p style="margin-left: 25px"><a href='https://www.foxtons.co.uk/discover/2025/04/the-rise-of-lowdeposit-mortgages-opportunities-at-17year-high' target='_blank'>The rise of low-deposit mortgages: opportunities at 17-year high</a>
<hr>
<a id="section4"></a>
<h3>Why smart buyers are preparing now</h3>
<p>In the market we're expecting this summer, being quick off the mark will be your secret weapon. We’re not suggesting you rush into buying the first property you see – quite the opposite! Take your time finding your perfect match, but be ready to move fast when you find it.

<p>How? <b>Start with these simple steps:</b>
<p style="margin-left: 40px; margin-right: 40px"><b>1.	Get your finances sorted early.</b> That means having your mortgage agreement in principle ready to go. If you're a next-step buyer, have a clear plan for keeping or switching your current mortgage. A <a href='https://www.alexanderhall.co.uk/contact' target='_blank'>free consultation from Alexander Hall</a> is a good place to start. 
<p style="margin-left: 40px; margin-right: 40px"><b>2.	Line up your solicitor before making offers.</b> Our panel at <a href='https://www.foxtons.co.uk/buy/conveyancing' target='_blank'>Conveyan</a> can hit the ground running the moment your offer is accepted, potentially saving you weeks of waiting. Plus, they work on a no-sale, no-legal-fee basis, so there's no downside to getting them involved early.
<p style="margin-left: 40px; margin-right: 40px"><b>3.	Sign up to <a href='https://www.foxtons.co.uk/myfoxtons/applicants' target='_blank'>My Foxtons</a> right away.</b> When you register, our local offices get to know exactly what you're looking for. They want to make it happen for you, and we give them access to our entire network to find your best-suited home. So, they’ll give you the heads-up on properties we’re bringing to the market before they appear on Rightmove or Zoopla.


<figure>
<a href='https://www.foxtons.co.uk' target='_blank'><img src='https://page-assets.foxtons.co.uk/news-images/2025/05/buy-in-london-in-summer/720.jpg' alt=''></a>
<figcaption>Photo by Foxtons Specialist Video & Photography team</figcaption>
</figure>



<h3>Ready to make this summer your time to buy?</h3>
<p>The simple truth is this: the prepared buyer gets the keys. While everyone else is waiting for the "perfect moment," you could be settling into your new home.

<p>Our experts aren't just saying this because we're estate agents. We're saying it because we see the market day in, day out – and the signs are clear. This summer is shaping up to be a golden opportunity for buyers who are ready to move.

<p>Why not start with a free consultation with Alexander Hall to understand your options? Or pop into your local Foxtons branch for a chat about what you're looking for?

<p>Then, when you find your perfect match, we get it done.

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<a href="https://www.foxtons.co.uk/properties-for-sale/south-east-england" class="cta-button cta-button-secondary">
  
 Browse property for sale</a>

</center>




<br><hr><br>
<div style="background: #00000; 
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   <p><p><b>Source:</b> This article was requested and reviewed by Foxtons Sales department, to ensure you have exactly the information you need to hand as you enter the summer 2025 market. If you have any questions, <a href='mailto:experts@foxtons.co.uk?subject=Summer%20Buying%20Market%20Article' target='_blank'>ask a Foxtons expert</a>.</div>


london-mortgage-home

<h2 class='intro_basic'>This isn't the frenetic pace of previous summers. We're seeing a new rhythm take hold of London’s lettings market while tenant preferences evolve. Our experts have delved into the data, and the key takeaway is clear: the old rules no longer guarantee success. This month’s <a href='https://cms-assets.foxtons.co.uk/2025_05_Lettings_Market_Report_April_2025_LL_e88b9f178d.pdf' target='_blank'>Lettings Market Report</a> can help you adapt your strategy and thrive in this changing landscape.</h2>

<div style="background: #0000; 
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   <p style="margin-left: 25px; margin-right: 25px;"><i>"April’s market data presents a unique challenge: a 5% rise in new instructions alongside a 3% decline in applicant demand. While these shifts aren’t dramatic, they further highlight the contrast between today’s environment and the much busier summer market of two years ago ... What’s clear is that the 2022–2023 playbook no longer applies. The market has evolved, and your strategy must evolve with it. Those who come prepared with a flexible, well-rounded plan will be best positioned to thrive.”</i>

<p style="text-align: right">Gareth Atkins<br><small><b>Managing Director - Lettings</small></b></p>

<center><p style="background-color: #cce3e0;"><a href='https://cms-assets.foxtons.co.uk/2025_05_Lettings_Market_Report_April_2025_LL_e88b9f178d.pdf' target='_blank'>See the full story in the <b>Lettings Market Report - May 2025</b></a></big></center>
</div> 

<h3>&#x1f4c8; Key numbers from the report</h3>
<p style="margin-left: 25px">• <b>Rent Achieved:</b> The average rent achieved in April 2025 increased by 3% to stand at £589 per week.
<p style="margin-left: 25px">• <b>Supply:</b> There was a 5% increase in market supply of new instructions in April 2025, which drove the total increase in market supply of new instructions year to date to 9%.
<p style="margin-left: 25px">• <b>Demand:</b> April saw a 3% month-on-month reduction in applicant registrations, which goes against the trend usually seen at this time of year.

<h3>&#x1f3ac; Watch: getting it right in a changing market</h3>
<p>Fran Giltinan, Managing Director - Property Management & Customer Experience, shares expert insight on what's ahead for London landlords: 


<center><div style="padding:100.78% 0 0 0;position:relative;"><iframe src="https://player.vimeo.com/video/1086327002?h=f2235c4be1&amp;badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479" frameborder="0" allow="autoplay; fullscreen; picture-in-picture; clipboard-write" style="position:absolute;top:0;left:0;width:100%;height:100%;" title=""></iframe></div><script src=https://player.vimeo.com/api/player.js></script></center>

<h3>Build to Rent sees more students</h3>
<p>Turns out, it's the same story in Build to Rent. Our team have noticed renters in this space are also planning further in advance:
<div style="background: #0000; 
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   <p style="margin-left: 25px; margin-right: 25px;"><i>“Last month, I predicted residents would take more time choosing apartments – and through April this trend only became more pronounced. My team are seeing savvy residents planning miles ahead. The perfect example is students, who are already searching for accommodations ahead of their August/September start dates.
<br>"In our report, you’ll see rising applicant budgets and decreasing renter spend, which reflect a deliberate, quality-focused search by residents. So, your agent must get every viewing exactly right: truly understanding the offering, marketing it precisely and crafting a pricing strategy that stands out against competing Build to Rent developments.”</i>

<p style="text-align: right">Sarah Tonkinson<br><small><b>Managing Director of Institutional PRS and Build to Rent</small></b></p>

</div> 

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<a href="https://www.foxtons.co.uk/valuations" class="cta-button cta-button-primary"> Get a rental valuation
</a>
<a href="https://www.foxtons.co.uk/landlord/property-management" class="cta-button cta-button-secondary">Explore Foxtons Property Management</a>

</center>

<br><br>
<blockquote class='pullquote_right'>
<a href='https://www.foxtons.co.uk/discover/2024/09/the-race-to-rent-expert-tips-for-success-in-2024as-rental-market' target='_blank'><img src='https://page-assets.foxtons.co.uk/news-images/2024/09/filling-vacancies/720.jpg' alt=''></a><small><p>"I know why you’re taking the time. There are big, costly consequences for getting it wrong in London lettings. But there are also big, costly consequences for not getting it right fast enough."<br>Read: <a href='https://www.foxtons.co.uk/discover/2024/09/the-race-to-rent-expert-tips-for-success-in-2024as-rental-market' target='_blank'>The race to rent</a></small>
</blockquote><p><big><b>More insight for London landlords:</b></big> 



<p style="margin-left: 25px">• <a href='https://www.foxtons.co.uk/discover/2024/09/the-race-to-rent-expert-tips-for-success-in-2024as-rental-market' target='_blank'>The race to rent: expert tips for success in a changing market</a>

<p style="margin-left: 25px">• <a href='https://www.foxtons.co.uk/discover/2024/04/do-i-really-need-property-management' target='_blank'>Do I really need property management?</a>

<p style="margin-left: 25px">• <a href='https://www.foxtons.co.uk/discover/2024/05/landlord-responsibilities-what-repairs-are-landlords-responsible-for' target='_blank'>What repairs are landlords responsible for? </a>

<hr>

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<button class="accordion">Video Transcript</button>
<div class="panel">
  <p>“Right now, London renters are starting their search much earlier and spending considerably longer finding the right reliable, well-maintained home at the right price.
<p>For landlords, this means professionalism on your side is essential. As you compete to get your property in front of discerning renters this summer, the standards are rising.
<p>Landlords have to set up their property perfectly before a void – which obviously means carefully considering the marketing and pricing strategy, but also taking care of basic maintenance to freshen up the property and bring it up to a good standard ready for the new tenancy so that you secure a premium tenant who will respect and loomk after your asset."


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<br>
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            margin-right: 20px;">
 <small>  <p><p><b>Source:</b> 
<p style="margin-left: 25px">•	<b>Market data</b>: Foxtons Business Analytics produces our monthly Lettings Market Report, leveraging cutting-edge technology and our exclusive database, one of the largest for London's property market, to provide unparalleled insights for our landlords each month.
<p style="margin-left: 25px">•	<b>Expert insight</b>: To provide you with the most value, this article features our leading lettings experts. Our team's hands-on experience comes from many years in the industry with London's leading lettings agency, so you can rely on our practical, market-tested insight. 
<p>This blend of data-driven analysis and expert commentary offers a comprehensive view of the market, helping landlords navigate any market conditions with confidence. For any questions on the report or insight, <a href="mailto:experts@foxtons.co.uk">ask a Foxtons expert</a>.</small>
 </div>

making-tax-digital-initiative

<h2 class='intro_basic'>There is a tax initiative coming that landlords should be aware of. What do you need to know? Manjit Kataora, Foxtons Director - Legal & Compliance, summarises the 'Making Tax Digital' initiative below:</h2>

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<div class="takeaways-container">
  <h5><big>Key takeaways</big></h5>
  <p class="takeaways-subtitle">Click a number to jump to that topic in the article.</p>
  
  <ul class="takeaways-list">
    
       <li class="takeaway-item">
      <a href="#section1" class="jump-link"><span class="takeaway-item-number">1</span></a>
      <span class="takeaway-item-highlight">Digital tax ahead. </span>
      <span class="takeaway-item-content">The government is implementing 'Making Tax Digital,' requiring landlords to submit tax information digitally.</span>
    </li> 

<li class="takeaway-item"><a href="#section2" class="jump-link"><span class="takeaway-item-number">2</span></a>
      <span class="takeaway-item-highlight">Income thresholds matter.</span>
      <span class="takeaway-item-content">Your qualifying income determines when you'll need to comply, with higher earners needing to prepare first.</span>
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    <li class="takeaway-item">
      <a href="#section3" class="jump-link"><span class="takeaway-item-number">3</span></a>
      <span class="takeaway-item-highlight">Software is available.</span>
      <span class="takeaway-item-content">You'll need to use specialist accounting software to meet the new digital reporting requirements.</span>
    </li>

    <li class="takeaway-item">
      <a href="#section4" class="jump-link"><span class="takeaway-item-number">4</span></a>
      <span class="takeaway-item-highlight">Preparing early is beneficial.</span>
      <span class="takeaway-item-content">Start looking into MTD software and processes now to avoid last-minute stress and ensure a smooth transition.
</span>
    </li>
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<p>The Government has recently reminded landlords with qualifying income over £50,000 to start preparing to digitalise their annual return process. 

<a id="section1"></a><p>The making tax digital (MTD) initiative was first announced by the UK government in 2015. The stated aim of MTD was to simplify the annual income self-assessment return process for landlords. The term ‘simplify’ refers to the digitisation of the process (achieved through the use of specialist landlord software accounting packages) and not to the frequency of returns because whereas the current return process only requires an annual return, MTD requires quarterly returns plus an end of year return, increasing the level of reporting actually required. 

<p>MTD first required that landlords with a qualifying income of over £10,000 – by far the vast majority of landlords - would need to comply with MTD by 2024. Pressure by landlord groups led to a postponement of the implementation timescale as well as a re-assessment of the income thresholds at which MTD would apply. The term ‘qualifying income’ includes gross income from self-employment and property, i.e. before tax allowances or expenses are deduced.


<a id="section2"></a>
<p>For landlords with a qualifying income of over £50,000, MTD now goes live on 6 April 2026. Quarterly reporting means that landlords are reporting in near-real time, and the ability to keep electronic records, means - in theory at least – that landlords can spend less time collating end-of-year figures from piles of paper collected from as far back as 21 months beforehand (assuming the tax return is filed just before the 31 January deadline). Landlords in this category should now be looking at MTD software and it’s advisable they adopt the process beforehand to avoid any last-minute rush or glitches. 

<p>Those landlords whose qualifying income above £30,000 have until April 2027 to comply and, from April 2028, landlords with qualifying income over £20,000 will also have to adopt MTD. 

<a id="section3"></a>
<p>A range of commercial software solutions already exist and they are set out helpfully in Government’s guidance accessible <a href='https://www.gov.uk/guidance/find-software-thats-compatible-with-making-tax-digital-for-income-tax' target='_blank'>here</a>.  These include ‘bridging’ software packages  that, as the name suggests, allows you to connect your existing spreadsheet records or accounting software to software that works with MTD. 

<p>It’s important to review these options based on your needs because while some packages will allow you to send quarterly updates and submit your annual tax return, others will not; the logic being that landlords who rely on accountants to send the annual return might still want their accountant to do this for them, but might be comfortable sending quarterly updates themselves. Expect more packages to come to market in the run up to April 2026. 

<a id="section4"></a>
<p>MTD is now on its way. It’s unlikely to be postponed again. The implementation timetable is phased so as to allow plenty of time to get to grips with the new process allowing landlords to choose the option that best meets their needs. 

<hr>
<P><b><a href='https://www.foxtons.co.uk/discover/news/landlord-essentials' target='_blank'>Landlord Essentials</a></b> is a series of articles where our experts delve into the big questions for London landlords. If you have a question on letting your property in London, or you want help making your property a success, get in touch with <a href='https://www.foxtons.co.uk/landlord' target='_blank'>Foxtons lettings team</a>.


<br><hr><br>
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   <p><p><b>Source:</b> This piece was authored by Foxtons Director – Legal & Compliance, Manjit Kataora, who has been working with Foxtons on the intricacies of legislation affecting London landlords for more than 16 years. If you have a question on the article, <a href='mailto:experts@foxtons.co.uk?subject=Foxtons%20Tax%20Article' target='_blank'>ask a Foxtons expert</a>.</div>

mortgage-market

<h2 class='intro_basic'>Ready for your latest instalment of fantastic news in the mortgage market? The Bank of England has just cut interest rates from 4.5% to 4.25%, the fourth reduction in this cycle. This latest 0.25% drop adds to the growing list of positives energising the property market right now. </h2>

<h3>Expert Insight</h3>
<p>Richard Merrett, Managing Director of Foxtons partner mortgage broker, Alexander Hall, shares some insight on what might change with these new rates: 
<div style="background: white; 
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">
<p><big><big><b>...benefitting a wider range of borrowers, not just those with larger deposits...</b></big></big>
   <p><i>"Today's news is set to further boost confidence in an already positive market. Rates have fallen across all loan-to-values for both residential and buy-to-let fixed rates in the last month. Notably, sub-4% rates are back, with a 2-year 75% LTV rate falling below this threshold for the first time since September 2022, benefiting a wider range of borrowers, not just those with larger deposits or equity in their homes.
 
<p>Additionally, for those with lower deposits the availability of 5% and 10% deposit mortgages is at a 17-year high, potentially allowing first-time buyers to purchase homes sooner."</i>
<p style="text-align: right">Richard Merrett<br><small><b>Managing Director, Alexander Hall</small></b></p>

</div> 
<div class='clearfix'></div><br><br>

<figure>
<img src='https://page-assets.foxtons.co.uk/news-images/2025/05/base-rate-cut/720.jpg' alt='A kitchen with a large island and plants'>
<figcaption>Photo by Foxtons Specialist Video & Photography team</figcaption>
</figure>


<h3>What this means for buyers and buy-to-let landlords</h3>
<p>If you have a tracker mortgage linked to the Bank of England's rate, you'll see an immediate drop in your monthly payments.

<p>For the majority on fixed-rate deals, while your current payments won't change, this cut might mean better rates when you come to remortgage. 

<p>Most excitingly, if you're looking to get a new mortgage, this is brilliant timing for you. The base rate influences the interest rates lenders attach to the mortgages they offer, and if interest rates go down, even as little as 0.25%, you’re in for big savings on your monthly payments:

<figure>
<div style="max-width: 350px; margin: 0 auto; font-family: Arial, sans-serif; background: linear-gradient(135deg, #e6f1ef 0%, #ffff 100%); border-radius: 16px; padding: 32px; box-shadow: 0 4px 6px rgba(0,0,0,0.1);">
    <div style="text-align: center; margin-bottom: 32px; position: relative;">
   
        <h2 style="color: #017163; font-size: 25px; margin: 0 0 8px 0;">The Impact of a <b>0.25%</b> Rate Drop</h2>
        <p style="color: dark-grey; font-size: 16px; margin: 0;">See How Much You Could Save Monthly</p>
    </div>
    
    <div style="display: flex; flex-direction: column; gap: 24px;">
        <div style="background: white; padding: 24px; border-radius: 12px; box-shadow: 0 4px 12px rgba(0,0,0,0.1); position: relative; border-left: 6px solid #fff000;">

            <div style="display: flex; justify-content: space-between; align-items: center;">
                <div>
                    <div style="color: #4b5563; font-size: 16px; margin-bottom: 8px;">Loan Amount</div>
                    <div style="color: #67aaa1; font-size: 20px; font-weight: bold;">£300,000</div>
                </div>
                <div style="text-align: right;">
                    <div style="color: #4b5563; font-size: 16px; margin-bottom: 8px;">Monthly Savings</div>
                    <div style="color: #017163; font-size: 25px; font-weight: bold;">£43.90</div>
                </div>
            </div>
        </div>
        
        <div style="background: white; padding: 24px; border-radius: 12px; box-shadow: 0 4px 12px rgba(0,0,0,0.1); position: relative; border-left: 6px solid #fff000;">
            <div style="display: flex; justify-content: space-between; align-items: center;">
                <div>
                    <div style="color: #4b5563; font-size: 16px; margin-bottom: 8px;">Loan Amount</div>
                    <div style="color: #67aaa1; font-size: 20px; font-weight: bold;">£500,000</div>
                </div>
                <div style="text-align: right;">
                    <div style="color: #4b5563; font-size: 16px; margin-bottom: 8px;">Monthly Savings</div>
                    <div style="color: #017163; font-size: 25px; font-weight: bold;">£73.17</div>
                </div>
            </div>
        </div>
        
        <div style="background: white; padding: 24px; border-radius: 12px; box-shadow: 0 4px 12px rgba(0,0,0,0.1); position: relative; border-left: 6px solid #fff000;">
            <div style="display: flex; justify-content: space-between; align-items: center;">
                <div>
                    <div style="color: #4b5563; font-size: 16px; margin-bottom: 8px;">Loan Amount</div>
                    <div style="color: #67aaa1; font-size: 20px; font-weight: bold;">£700,000</div>
                </div>
                <div style="text-align: right;">
                    <div style="color: #4b5563; font-size: 16px; margin-bottom: 8px;">Monthly Savings</div>
                    <div style="color: #017163; font-size: 25px; font-weight: bold;">£102.43</div>
                </div>
            </div>
        </div>
    </div>
    
    <p style="color: #6b7280; font-size: 14px; text-align: center; margin-top: 24px;">Based on a 30-year repayment mortgage term</p>
</div>
<br>

<figcaption><big>Source: <u><b><a href='https://www.foxtons.co.uk/discover/2025/02/mortgage-rates-below-4-are-back-is-it-time-to-buy' target='_blank'>Mortgage rates below 4% are back - is it time to buy?</a></u></b></figcaption>
</big></figure>

<h3>More reasons to get moving</h3>

<blockquote class='pullquote_right'>
<a href='https://www.foxtons.co.uk/discover/2025/04/the-rise-of-lowdeposit-mortgages-opportunities-at-17year-high' target='_blank'><img src='https://page-assets.foxtons.co.uk/news-images/2025/04/low-deposit-mortgages/1600.jpg' alt=''></a><p>Read <a href='https://www.foxtons.co.uk/discover/2025/04/the-rise-of-lowdeposit-mortgages-opportunities-at-17year-high' target='_blank'>The rise of low-deposit mortgages: opportunities at a 17-year high</a>
</blockquote>

<p>Lenders aren't waiting around – they've already started reducing rates on new fixed deals in anticipation of further rate cuts. Here's what's happening:
<p style="margin-left: 25px">•	<b>Rates dropping across the board:</b> Both residential and buy-to-let fixed rates have fallen across all loan-to-value options in the past month.
<p style="margin-left: 25px">•	<b>Interest rates below 4%:</b> For the first time since September 2022, you can get a 2-year 75% LTV mortgage below 4%.
<p style="margin-left: 25px">•	<b>Low-deposit mortgages available:</b> There are <b>more 5% and 10% deposit mortgages available than at any point in the last 17 years</b> – perfect if you're eager to get on the property ladder.
<div class='clearfix'></div>


<figure>
<img src='https://page-assets.foxtons.co.uk/news-images/2025/05/improved-affordability/720.jpg' alt='A window frame with a table and chairs'>
<figcaption>Photo by Foxtons Specialist Video & Photography team</figcaption>
</figure>

<h3>Improved affordability – the real game changer</h3>
<p>The affordability test is often the biggest hurdle when applying for a mortgage. Lenders need to check you could still afford repayments if rates were to rise. When the tests ease, the maximum lending amounts increase, meaning you’ve got more to work with when you’re searching for your next home.
<p style="margin-left: 25px">•	Five of the UK's top lenders have improved their affordability calculations
<p style="margin-left: 25px">•	Higher loan-to-income ratios are now available from some of Alexander Hall’s intermediary-only lenders, which gives you more borrowing power
<p>This means more options for first-time buyers and current homeowners looking to move up the ladder.


<figure><img src='https://page-assets.foxtons.co.uk/news-images/2025/05/london-mortgage-home/720.jpg' alt='A row of houses with a tree in front of it'>
<figcaption>Photo by Foxtons Specialist Video & Photography team</figcaption>
</figure>

<h3>What to do next</h3>
<p>There are two simple ways to get started:
<p style="margin-left: 25px">1.	<b>Chat with a mortgage expert:</b> Speak with an Alexander Hall specialist today for free expert guidance and access to the most competitive rates on the market.
<p style="margin-left: 25px">2.	<b>Find your next property:</b> <a href='https://www.foxtons.co.uk/myfoxtons/applicants' target='_blank'>Sign up to My Foxtons</a> to tell us what you're looking for – we'll let you know the moment we find it. And if you're selling too, book a valuation to see what your current property could achieve in today's energised market.

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<a href="https://www.alexanderhall.co.uk/contact" class="cta-button cta-button-secondary">Book a free consultation with Alexander Hall</a>



<a href="https://www.foxtons.co.uk/valuations" class="cta-button cta-button-primary">Get a Foxtons valuation</a></center>
<br><hr><br>
<div style="background: #00000; 
            padding: 10px; 
            border: 3px solid #017163; 
            margin-left: 20px; 
            margin-right: 20px;">
   <p><p><b>Source:</b> This article has been reviewed and edited by Foxtons Sales department and Alexander Hall mortgage advisers. The information has all been carefully reviewed to ensure you have the most reliable insight on a complex market, exactly when you need it. If you have any questions about the article, <a href='mailto:experts@foxtons.co.uk?subject=Low-deposit%20mortgages%20article' target='_blank'>ask a Foxtons expert</a>.</div>




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About Foxtons

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# Property trends and Insight

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