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Jargon Buster

Understand property related jargon

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

  1. Land registration

    The process of registering the legal title of an area of land with the Land Registry, typically handled by a solicitor.

  2. Land registry fee

    The fee payable for the above.

  3. Lease

    A legal document by which the Freehold (or Leasehold) owner of a property lets the premises or a part of it to another party for a specified length of time, after the expiry of which, ownership may revert to the Freeholder or superior Leaseholder.

  4. Leasehold

    A type of ownership in which a person owns a property, but not the land on which it is built. The owner of the Freehold will grant a lease on the property for a specified length of time.

  5. Legal charge

    A mortgage on the property.

  6. Lender

    The party, typically a bank, building society or mortgage company, offering the loan.

  7. Lender's arrangement fees

    Charge passed on to the buyer by the lender for arranging a loan.

  8. Listed building

    A building officially listed as being of special architectural or historic interest, which cannot be demolished or altered without prior local government approval.

  9. Loan to value (LTV)

    The proportion of the value of the property on which the lender is prepared to loan.

  10. Local authority search

    Procedure whereby a buyer's solicitor checks with the local council regarding any outstanding enforcement or future development issues that might affect the property or immediate area.

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