Buying your first home can feel overwhelming, but understanding the basics will make the process smoother. Here are the key things to know:
Budget and Affordability
Work out how much you can afford, including deposit,
mortgage repayments, and additional costs like
stamp duty, legal fees, and surveys.
Mortgage Options
Speak with
Alexander Hall, our recommended mortgage broker, to understand your borrowing power and explore the best mortgage products for your situation. Getting a mortgage agreement in principle early on will put you in a strong position when you start viewing properties.
Location Matters
Consider transport links, local amenities, schools, and future development plans in the area. Explore more about different neighbourhoods with our
area guides.
Legal Process
You’ll need a solicitor or
conveyancer to handle contracts, searches, and completion.
Property Checks
Always get a
survey to check the condition of the property before committing.